Terms & Conditions

1. Introduction

These Terms and Conditions ("Terms") govern your use of the Black Props Limited website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please do not use our website or services.

Company Details:
Black Props Limited
Company Number: 16726737
Registered Address: 32 Higher Bridge Street, Bolton, Lancashire, BL1 2HA
Email: info@blackprops.co.uk

2. Use of Website

2.1 General Use

You may use our website for lawful purposes only. You agree not to:

• Use the website in any way that breaches applicable laws or regulations
• Transmit any harmful or malicious code
• Attempt to gain unauthorized access to our systems
• Copy, reproduce, or distribute content without permission
• Use automated systems to scrape or collect data
• Impersonate another person or misrepresent your identity

2.2 Account Security

If you create an account, you are responsible for maintaining the confidentiality of your login credentials and for all activities under your account.

3. Financial Services

3.1 Loan Applications

Submitting an enquiry or application does not guarantee approval. All applications are subject to:

• Credit checks and affordability assessments
• Property valuation and legal due diligence
• Satisfactory exit strategy verification
• Compliance with our lending criteria

3.2 Information Accuracy

You must provide accurate, complete, and current information. Providing false or misleading information may result in:

• Application rejection
• Withdrawal of any offer made
• Legal action for fraud
• Reporting to relevant authorities

3.3 Fees and Charges

All fees, interest rates, and charges will be clearly disclosed in your loan offer. You are responsible for understanding all costs before accepting an offer.

4. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Black Props Limited or our licensors and is protected by UK and international copyright laws.

You may view and download content for personal, non-commercial use only. Any other use requires our prior written consent.

5. Third-Party Links

Our website may contain links to third-party websites. We do not control or endorse these websites and are not responsible for their content, privacy policies, or practices. Use third-party links at your own risk.

6. Disclaimer of Warranties

Our website and services are provided "as is" without warranties of any kind. While we strive for accuracy, we do not guarantee that:

• The website will be uninterrupted or error-free
• Information will be accurate, complete, or up-to-date
• Defects will be corrected
• The website is free from viruses or harmful components

7. Limitation of Liability

To the fullest extent permitted by law, Black Props Limited shall not be liable for:

• Any indirect, incidental, or consequential damages
• Loss of profits, data, or business opportunities
• Damages arising from use or inability to use our website
• Actions of third parties

Nothing in these Terms excludes liability for death or personal injury caused by negligence, fraud, or fraudulent misrepresentation.

8. Indemnification

You agree to indemnify and hold harmless Black Props Limited, its directors, employees, and agents from any claims, losses, or damages arising from:

• Your use of our website or services
• Your breach of these Terms
• Your violation of any laws or third-party rights

9. Data Protection

Our collection and use of personal data is governed by our Privacy Policy. By using our website, you consent to such processing in accordance with the Privacy Policy.

10. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on this page. Your continued use of the website after changes constitutes acceptance of the modified Terms.

11. Termination

We may suspend or terminate your access to our website at any time, without notice, for conduct that we believe violates these Terms or is harmful to our business or other users.

12. Governing Law

These Terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

13. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

14. Contact Information

For questions about these Terms, please contact us: