Speed. Simplicity. Solutions That Work.
At Black Props, we exist to say yes when others say no. We're property people lending to property people—which means we understand your projects, your timelines, and why waiting weeks for a decision just isn't an option.
BlackBridge is our flagship bridging product: designed for investors, developers, and landlords who need to move fast, capitalise on opportunities, and get deals over the line without unnecessary friction.
Whether you're acquiring a property at auction, funding light refurbishment, or bridging a short-term funding gap, BlackBridge gets you from application to completion in record time—because momentum matters.
Why BlackBridge?
Fast Decisions, Faster Completions
We don't drag our feet. 80% of our cases complete within 28 days, and urgent deals can move even quicker. Our underwriting team assesses every case individually—no robotic scoring systems, just experienced decision-makers who understand property.
Loan Amounts That Scale With Your Ambition
From £75,000 to £1,000,000 across England, Scotland, and Wales. Whether it's a single BTL purchase or a small development project, we've got the firepower.
Competitive Rates & Flexible Terms
Borrow up to 75% LTV with loan terms extending up to 24 months. We price fairly and structure flexibly—because every deal is different, and your finance should reflect that.
No Cookie-Cutter Criteria
Every application is assessed on its merits. Complex income? Non-standard property? Tight timelines? We don't automatically reject what doesn't fit a template. If the deal makes sense, we'll make it work.
Clear Communication, No Surprises
From initial enquiry to final drawdown, you'll know exactly where you stand. No ghost emails. No chasing. Just straightforward updates from people who actually care about getting your deal done.
Key Features at a Glance
| Loan Amount | £75,000 – £1,000,000 |
| Loan-to-Value (LTV) | Up to 75% |
| Loan Term | Up to 24 months |
| Geography | England, Scotland, Wales |
| Typical Completion | 28 days (80% of cases) – faster for urgent deals |
| Use Cases | Quick purchases, auction finance, light refurb |
| Assessment Approach | Case-by-case, merit-based underwriting |
Who Is BlackBridge For?
Property investors seizing time-sensitive opportunities
Landlords needing short-term capital to complete acquisitions
Developers funding light refurbishment before refinancing onto long-term debt
Anyone who's been told "no" by high-street lenders for reasons that don't make sense
How It Works
You Apply
Quick initial enquiry via broker or directly to us
We Assess
Dedicated underwriter reviews your case on merit
You Get a Decision
Clear yes/no/conditional within days, not weeks
We Complete
Funds released fast, so you don't miss your opportunity
Bottom Line:
BlackBridge isn't just another bridging loan. It's property finance built by people who get it—because we've been in your shoes. We back projects that make sense, move at the speed deals require, and treat you like a partner, not a transaction.
Ready to move? Let's talk.