Smart Deals Deserve Smart Finance.
Real decisions from real people who understand property.
Fast Decisions
Most cases complete within 28 days
Direct Access
Speak directly to underwriters
Flexible Terms
Finance structured for your deal
Bridging Finance Calculator
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Not sure which product you need?
| Feature | BlackBridge | BlackBuild |
|---|---|---|
| Best for | Quick purchases, light works | Heavy refurb, developments |
| Max LTV | 75% | 65% |
| Loan Range | £75k - £1m | £75k - £3m |
| Works Threshold | <50% of property value | >50% of property value |
| Typical Use | Auctions, chain breaks, cosmetic refurb | Structural work, extensions, ground-up builds |
| Funding | Lump sum upfront | Staged releases tied to milestones |
Why Black Props?
Because we're property people financing property people. No tick-boxes. No committees. Just experienced underwriters who understand your project and can actually say yes.
Fast, merit-based decisions from people who know construction and development
Direct access to the underwriter assessing your case—no middlemen
Finance structured around your timeline and exit strategy, not rigid templates
Honest, straight talk at every stage—if it works, we move fast; if it doesn't, we tell you why
Who We Are
Our team aren't just finance professionals—many are active property investors and landlords themselves. They've dealt with the same challenges you face: tight deadlines, difficult valuations, planning delays, contractor issues. They don't just understand property—they live it.
Our approach is simple:
- Agile – We adapt to your deal, not the other way around
- Direct – No corporate jargon or runaround
- Experienced – We've seen enough deals to know what works
- Results-focused – Your success is our success
No egos. No suits. Just people who know how to get deals done.
Ready to work with a lender who actually gets it? Let's talk.
Ready to Get Your Project Funded?
Speak with our underwriters today and get a decision within 24 hours.